HONESDALE, PA — Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, announced results for the three months and six months ended June 30.

“Our company’s performance continues to strengthen, due to increased yields coming out of our 2024 4th quarter repositioning, as well as improved results in all our business lines,” said Jim Donnelly, bank president/CEO. “In the first half of 2025 we achieved robust growth in both loans and deposits while improving yields as well. We enter the second half of 2025 on solid footing and with good momentum.”

“I am proud of the performance from the entire Norwood team,” he continued. “During the second quarter we launched our ‘Every Day Better’ campaign… Building on this great combination of a high-performing team and strong brand, I am confident that we are on our way to creating a bright future for us, our customers and our shareholders.”

The company had net income of $6.2 million for the three months ended June 30, an increase of $2.0 million over the same period last year.

Net interest income increased during the second quarter of 2025 compared to the second quarter of 2024, due to increases in asset yields while yields on liabilities decreased.

Non-interest income in the first six months of 2025 increased $386,000 or 9.2 percent over the same period in 2024.

As of June 30, 2025, total assets were $2.365 billion, compared to $2.235 billion at June 30, 2024, an increase of 5.82 percent.

Loans receivable were $1.791 billion at June 30, 2025, compared to $1.641 billion at June 30, 2024, an increase of 9.1 percent.

Total deposits were $1.997 billion at June 30, 2025, compared to $1.811 billion at June 30, 2024, an increase of 10.3 percent.

Return on assets rose 1.06 percent from 2024; return on equity rose to 12.83 percent from 2024’s 9.44 percent.

The company’s stock trades on the Nasdaq Global Market under the symbol NWFL.